Oracle was not in financial trouble. It posted 22% revenue growth. Yet around 12,000 employees in India reportedly lost their jobs in a single morning. If your company decided tomorrow that AI makes your role redundant, are you financially ready?

TCS at 100% RTO, Infosys 60%, Wipro/HCL 60-80%. Bengaluru ORR rents up 60-80% since 2022. The actual cost of returning to office for a family in 2026 is ₹40,000-76,000/month — equivalent to a ₹13 lakh CTC cut. Full math, hidden costs, Labour Code overtime rules, and the framework for staying tier-2 vs returning to metro.

Centre notified Labour Code rules on May 8, 2026. The 50% wage rule may drop your monthly take-home by ₹1,000-3,000, raise your PF contribution, and push your gratuity corpus up about 25%. Fixed-term employees get gratuity after 1 year. F&F settlement now legally due in 48 hours. Here is exactly what changes — and when it applies to your state.