Total Wealth Calculator & Planner
Total Wealth (Nominal): ₹0
Total Wealth (Adjusted for Inflation): ₹0
Frequently Asked Questions
What is a Systematic Investment Plan (SIP)?
A SIP is a method of investing in mutual funds where a fixed amount is invested at regular intervals (e.g., monthly). This approach helps average out the cost of investment over time and is a disciplined way to build wealth.
What is a Lumpsum Investment?
A lumpsum investment is a one-time, large investment in a financial instrument, such as a mutual fund or stock. Unlike a SIP, the entire amount is invested at once, and its performance is more dependent on the market conditions at the time of investment.
What is a Fixed Deposit (FD)?
A Fixed Deposit is a financial instrument offered by banks where you deposit a sum of money for a fixed period at a predetermined interest rate. It is considered a safe and low-risk investment that guarantees returns but offers lower growth potential compared to market-linked investments.
What about Gold/Silver as an Investment?
Gold and silver are often considered safe-haven assets. Their value typically moves inversely to equity markets, making them a good hedge against inflation and economic uncertainty. You can invest in them physically (coins, bars, jewelry) or digitally (Sovereign Gold Bonds, Gold ETFs).
What is the National Pension System (NPS)?
NPS is a voluntary, long-term retirement-focused investment scheme. It is designed to provide a secure and flexible retirement solution. Contributions are invested in a mix of equity and debt, and a portion of the final corpus must be used to purchase an annuity for a monthly pension.
Disclaimer
This Total Wealth Calculator and Planner is intended for educational and informational purposes only. The results are based on user-provided inputs and are estimates, not guaranteed returns. The actual performance of any investment can vary significantly. Investing in financial markets is subject to risk, and you should always consult with a qualified financial advisor before making any investment decisions. This tool does not constitute financial advice, and the creators are not liable for any financial outcomes based on its use.